54+ How Does Car Insurance Deductible Work Background. Deductibles work exactly the same for all coverages. Car insurance deductibles are the amount that you must pay on an insured loss before your car insurance company will cover the rest.
Learn what a car insurance deductible is and how it affects your car insurance coverage.
A car insurance coverage deductible is the money you pay toward an accident or a claim. How does your car insurance deductible work? A deductible basically works like this: An auto insurance deductible is the amount of money a policyholder pays on an insurance claim before coverage kicks in, says bob passmore if you have a car insurance policy, you most likely have a car insurance deductible.